When a homeowner falls behind in mortgage payments or fails to meet their monthly payments, they may receive a foreclosure notice. This basically means that they will lose the ownership rights to their home, property, or other valuable assets.
Instead of simply accepting this, there are ways in which a homeowner can fight foreclosure and retain the ownership of these assets. Here at Loan Lawyers, we have over 100 years of combined experience in helping homeowners find debt relief and avoid foreclosure on their most important assets.
Experienced Miami Beach Foreclosure Lawyers
As a leading name when it comes to foreclosure and debt relief in South Florida, our team of foreclosure attorneys has the background, expertise, skills, and resources to help our clients keep their assets in their ownership. Some ways in which we are able to help our clients defeat foreclosure cases include:
Lender Negotiations
We specialize in negotiating with lenders to come up with innovative and beneficial solutions for our clients that allow them to continue to keep the rights to their assets while agreeing to keep making payments to their lenders.
Mortgage Modifications
We work with your lenders to try and negotiate better mortgage terms for your financial picture including, but not limited to, lower monthly payments, extended timelines for payment, lower loan amounts, temporary payment pauses, and lower interest rates.
Bankruptcy
Another way in which homeowners can avoid foreclosure is to file for a chapter of bankruptcy. In most cases, those who file under Chapter 7 or Chapter 13 can retain the rights to their home and other valuable assets.
Loan Withdrawal
In some cases, it is possible to totally withdraw your loan and agree on a lump sum payment with your lenders. We will explore if this is an ideal avenue for you.
Calling Out Potential Fraud or Missing Materials
Sometimes, lenders can either commit acts of fraud or forget materials that are required by law when they file for foreclosure. This typically results in a dismissal of the foreclosure case. We will complete a comprehensive review of these items to ensure there is no fraud being committed or missing documents on behalf of your lender.
Contact Our Miami Beach Foreclosure Attorneys Today
Facing foreclosure can be a devastating situation, and we know how stressful and demanding it can be for you and your loved ones. This is why we are dedicated to helping you avoid this overwhelming situation and regain control of your finances today.
For more information on, contact us and speak with our team of Miami Beach foreclosure attorneys at 957-523-HELP (4357) today.
