If you receive a notice for foreclosure in Miami-Dade County, understanding your legal rights is essential. The Miami-Dade foreclosure attorneys at Loan Lawyers have 100 years of combined experience helping Florida homeowners overcome their foreclosure-related challenges. Contact us today for a free consultation to learn more about your options.
How Does Foreclosure Work in Miami-Dade County?
The process for foreclosure in Miami-Dade County follows the standard timeline established by the Florida foreclosure laws. The lender sends a default notice and files a complaint after 45 days past a missing payment, and the homeowner has 20 days to respond. Mediation, trial, and auction occur over six months to one-and-a-half years if uncontested. An attorney can help the homeowner raise defenses, negotiate alternatives, and delay the process to over three years through aggressive litigation on Miami-Dade County foreclosures. The legal skill of a knowledgeable local foreclosure defense lawyer is vital to optimizing your options as a homeowner.
Ways to Prevent Foreclosure in Miami-Dade, Florida
The Miami-Dade foreclosure attorneys at Loan Lawyers can help you explore various options to prevent foreclosure, including:
- Contesting Procedural Errors – Your attorney can identify mistakes a mortgage holder has made, which can serve as grounds for moving to stop the proceedings.
- Claiming Lack of Standing – If the lender seeking to foreclose on your property cannot prove their legal right to collect on the mortgage, they may lack standing to initiate a foreclosure lawsuit.
- Evaluating the Statute of Limitations – In Florida, mortgage holders must initiate foreclosure proceedings within five years of the default date. Your lawyer can help you determine whether the statute of limitations may apply as a defense in your case.
- Resorting to the Servicemembers Civil Relief Act (SCRA) – If you are currently serving on active duty, the SCRA can give you an additional foreclosure defense.
How Can a Miami-Dade County Foreclosure Defense Lawyer Help?
Our knowledgeable Miami-Dade County foreclosure defense attorneys can provide invaluable assistance by:
- Analyzing legal errors, lack of standing, or statute of limitations defenses to fight the foreclosure
- Negotiating alternative solutions like loan modifications or repayment plans
- Helping the homeowner file for bankruptcy automatic stay if appropriate
- Determining whether the property qualifies for sale rather than foreclosure
- Valuing the property and arranging a short sale if beneficial
- Advising on the possibility of a deed in lieu of foreclosure
- Drafting and filing pleadings, motions, and defenses in court
- Representing the homeowner in mediation and settlement conferences
- Aggressively litigating at trial if needed to dispute the foreclosure
- Appealing a judgment if the defense is not initially successful
The legal insight of a local attorney can optimize your chances of a favorable outcome.
Cities in Miami-Dade County We Serve
Our foreclosure lawyers serve the following cities in Miami-Dade County:
To learn more, schedule a meeting with us today.
Contact Our Foreclosure Defense Lawyers for a Free Consultation
Our Miami-Dade foreclosure defense attorneys are passionate about helping relieve our clients’ debt-related anxiety and frustration. We offer tailored solutions to help with your foreclosure problems, and we can handle all aspects of your case so you can sleep easily at night. Contact our team today for a free consultation to learn more about how we can help you.
