Millions of people receive notices of foreclosure every year and Florida is one of the top states in the nation with extremely high foreclosure rates. While it may feel like all is lost after receiving a notice of foreclosure, the Parkland foreclosure attorneys at Loan Lawyers are fully committed to exploring every possible option to help homeowners keep their properties. There are many ways in which a homeowner can fight back against foreclosure.
Experienced Parkland Foreclosure Attorneys
Loan Lawyers has helped many homeowners in Parkland and all over the state of Florida with skilled foreclosure defense over the years. We know how valuable your home is to you, and we want to make sure that you do not have to give that up. We will look into different aspects of your foreclosure case to come up with effective foreclosure defense strategies. Our attorneys’ main goal is to explore every possible avenue so that our clients do not lose their homes.
Parkland Foreclosure Defense
When you hire Loan Lawyers to handle your foreclosure defense, we will investigate all aspects that are a part of the case. This includes examining the mortgage contract thoroughly, looking into any previous legal battles or court appearances, and finding avenues of negotiation to present to lenders.
Lender Negotiation
Our Broward County foreclosure defense lawyers specialize in lender negotiation and we aim to find a way to adjust your mortgage agreement to benefit you in the end. We will look into different ways in which we can modify your mortgage so that you are able to maintain the rights to your home.
Some of the different ways in which Loan Lawyers can fight to modify your mortgage include:
- Reducing monthly payments
- Lowering the interest rate
- Reducing the principal amount
- Placing a temporary hold on payments requesting an extension on the loan.
Filing for Bankruptcy
In some cases, you may be able to save your home by filing for bankruptcy. Loan Lawyers will review your current financial status and see if filing for bankruptcy is the best option for you.
Loan Withdrawals
If you signed your loan within three years or recently refinanced your home, it may be possible to request a loan withdrawal.
Document Analysis
When a lender files for foreclosure in the state of Florida, they are required to submit all related documents, invoices, and materials to the courts. If they are unable to provide all of the relevant documentation mandatory by law, then they are prohibited from moving forward with the foreclosure. Our team of Parkland foreclosure lawyers will take a comprehensive look to ensure all necessary information is readily available.
Potential Fraud
There are times when lenders commit fraud, and this is absolutely the reason for the dismissal of a foreclosure case. The most common types of lender fraud are:
- Targeting susceptible people, like the elderly or young adults
- Loan “flipping” or continual refinancing that benefits the lender
- Extremely high-interest rates
Contact Our Parkland Foreclosure Attorneys Today
If you are facing foreclosure, speak to our South Florida foreclosure defense lawyers today. For more information on our Parkland foreclosure defense services, contact us at 954-523-HELP (4357).
