Unfortunately in our experience, despite how nice they may sound, the bank that owns your mortgage and the institution that services your mortgage are not your friends and are not really out to help you. We have had countless homeowners come to our office in tears after their homes have been taken by banks that promised they were going to help them. Even worse, banks often tell people they don’t need to hire an attorney.
If you are struggling with paying your mortgage, it’s highly recommended that you speak with a local, experienced, and knowledgeable foreclosure defense and consumer litigation lawyer who can properly advise you to what the best options are for your specific situation.