If you’re being sued over some old debt, whether it’s for credit cards, medical bills, automobile bills, or any other type of debt, before you consider just ignoring the lawsuit, let me talk to you about some of the risks of doing that. Once you’re sued, you only have…
FAQ Category: Credit card debt
Why you should stay away from debt consolidation companies? Debt consolidation companies promise to take all your debt and consolidate it into one single low-interest-rate loan. First of all, often these low-interest rate loans are teaser rates that go up after the teaser rate period is over. Often these…
Let me tell you why choosing the right law firm to represent you and your debt or debt lawsuit makes all the difference in the world. When you’ve been sued for debt or you’re struggling to pay your bills, the law firm that you hire can have a dramatic impact…
Statistically, a large percentage of credit reports have errors. If you have been denied credit or given credit at a high rate of interest due to your past credit history, the first step is to get a copy of your credit report to check it for accuracy. If there are…
The first step is to contact both the credit reporting company, as well as the company that provided the information to them and let them know. It’s highly recommended to do so in writing via certified mail so you can document that they received your dispute letter. In addition to…
As a general rule, any consumer that has borrowed money, used a credit card, or has entered into any kind of credit agreement should go online and check their credit report to make sure that it is accurate. The only website that has been approved by the FTC for access…
