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Category: Loan Modifications
When you’re having problems making your monthly mortgage payments, you might have a few options to negotiate with the lender to get current on your mortgage or make your payments more affordable. It’s important to understand the differences between a mortgage loan modification, forbearance agreement, and repayment plan, so you…
The thought of foreclosure is enough to strike fear in the heart of any homeowner. If you have missed mortgage payments or your lender has already sent notice of foreclosure, it is important to remember that you have options. One of these may be applying for a loan modification with…
Client was more than four (4) years behind on this mortgage and he came to us for assistance in saving his home from foreclosure. Over the course of those four (4) years he had made countless attempts to save his home; however, those attempts were unsuccessful. Our client filed Chapter…
When filing bankruptcy in Florida, you will have many questions. One of the most common questions our Fort Lauderdale bankruptcy lawyers here is whether or not they can save their homes when filing Chapter 7 bankruptcy. While you can save your property when filing Chapter 13 bankruptcy, Chapter 7 bankruptcy…
You have probably heard this term on the news, read it online, heard your neighbors or co-workers mention it, or this may be the first time you are learning about it. Forbearances. What are they? According to the United States Department of Housing and Urban Development (HUD), Federal Housing Administration…
In response to the COVID-19 crisis, the federal government passed the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”), which provided a forbearance for struggling homeowners and other consumer protections. However, these protections via forbearance are expiring soon. Here is what you need to know about this issue…
Loan modification can be a tricky business. Many struggling homeowners believe that their loan servicer does not want to take their house, so a loan modification is a sure thing. Unfortunately, that is not the case. For starters, loan servicers exist to make a profit, not to help homeowners. Under…
Our office has been inundated with calls from homeowners who are concerned and even panicking because their CARES Act forbearance is coming to an end, or has already come to an end, but they do not know the next steps. The reality is that millions of homeowners across America are…
