After being named the longest government shutdown in history, the government finally opened its doors back up temporarily until February 15th–pending approval of budgetary needs for the President’s wall-funding request. During this tumultuous shutdown, many federal workers went without pay. Approximately 800,000 workers were furloughed, and according to Inman–leading news…
Category: Foreclosure Defense
Florida Statutes §702.12, Coming on October 1, 2018, May Create a Streamlined Foreclosure Procedure against Borrowers who have Previously Filed for Bankruptcy Protection If you are a borrower who has previously filed for bankruptcy protection and you are now potentially looking at possible foreclosure action by your lender after October…
We’re being told that the economy overall has been improving and that the jobless rate has dropped to a multi-year low. From this type of encouraging economic statistics you might think that the foreclosure crisis has finally reached its end but unfortunately, we are now seeing statistics that show that…
After the court enters its Final Judgment of Foreclosure in favor of the plaintiff, the Court will schedule a foreclosure sale date. Sometimes, the foreclosure sale results in the purchaser paying more for the property than the amount of the final judgment. This amount above the final judgment amount is…
The Fair Debt Collection Practices Act, known more commonly as the FDCPA, is an important consumer-protection law and one that our office has used many, many times to help our clients and protect their rights. While it bans a number of specific activities by debt collections, generally, the FDCPA forbids…
When the Court enters an order or judgment, the Court expects that the order or judgment will continue to have an effect and bind the parties at all times following the entry of the order. However, sometimes, it can become inequitable for the order to be enforced going forward. The…
Over the last several years as I have been handling foreclosure matters first for the banks and now for those being foreclosed upon, the subject of deficiencies has been a persistent nagging concern sitting out there. The amount of a deficiency can only be determined after the foreclosure sale is…
The decision to co-sign on someone’s behalf is not a decision that you should take lightly. Commonly, the levity with which the request for you to co-sign on behalf of a friend, family member, or romantic partner seems to undermine the importance of the decision. It may seem as if…
If home is where the heart is, then it is not a stretch of the imagination to see why losing your home at a foreclosure sale can be particularly heartbreaking. Despite the heartbreak, once the home is sold at the foreclosure sale, that is the end of this chapter of…
