In the ever-changing landscape of consumer protection, courts around the country are constantly coming out with new case law regarding whether certain communications are attempts to collect a debt as defined by the Fair Debt Collect Practices Act. Recently, a Judge in the Southern District of Florida denied a defendant’s…
Category: Debt Collection Harassment and Abuse (FDCPA)
A consumer in California had a big win under the FDCPA recently in the case of Richard Washington v. City Title Loan LLC. In that case, the plaintiff, Mr. Washington was the victim of identity theft. A fraudster used Mr. Washington’s personal information to take out a loan for $7,500.00,…
An interesting decision was issued recently by the Third District Court of Appeals, the case of Tatis v. Allied Interstate, LLC. In the case a debt collector sent a letter to a debtor offering to settle on a very old debt and take less than was actually due. Except that…
We wrote in a recent blog entry how the future of the Consumer Protection Financial Bureau (CFPB) was in danger as a consequence of national politics. The CFPB is an agency responsible for protection members of the public from the abusive actions of banks, mortgage companies, credit card companies and…
The United States House of Representatives will be voting on a bill in early March 2018, which would exempt lawyers from the definition of “debt collector” under the FDCPA. Under H.R. 4550, lawyers would be exempt from the definition of “debt collector” under the FDCPA if they are: serving, filing,…
Our firm litigates many consumer-protection cases and one of the laws we often use to protect members of the public is called the Fair Debt Collection Practices Act, more commonly known as the “FDCPA”. The FDCPA provides for debt collectors who engage in certain harassing conduct to pay their victims….
At Loan Lawyers, we pay close attention to all changes to the law in the area of consumer protection, not only the good. You may have read the blog entry we wrote for March of this year about how the changing political climate may affect the rulemaking authority of the…
Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…
Henry came to Loan Lawyers because he was receiving numerous auto-dialed and/or pre-recorded message phone calls on his cell phone from a debt collector trying to collect a debt that Henry disputed he owed. The phone calls were causing a major disruption in his everyday life, affecting his ability to…
