Category: Credit Card and Debt Defense

Once a case for an unpaid debt goes to trial unless the creditor has insufficient evidence in the form of payment records or the alleged obligor has presented evidence of payment, the expiration of the statute of limitations, or some other defense, judgment for the creditor may be inevitable. Once…

Credit card companies generally don’t forget about the unpaid obligations of their cardholders. Eventually, they will file a civil lawsuit to obtain a judgment for an unpaid debt or obligation. Once a defendant is served, he or she only has 20 to 30 days to prepare and file a response…

The statutory authority of the IRS allows it to legally seize property when taxpayers fail to pay taxes. A levy is an administrative action by the IRS that takes property, real or personal, to satisfy a tax debt. While a tax lien is a legal claim against property to secure…

Members of the public frequently fall victim to a relatively common scam perpetrated by many debt collectors. Many debt collectors will charge “collection costs” or “processing charges” or “service fees” on debts that they attempt to collect. There are times when debt collectors are allowed to charge money for the…