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Bank of America is one of the biggest financial institutions in the country. In 2021 alone, Bank of America funded $53.7 billion in first mortgage loans. Unfortunately, just because a bank is big does not mean that it always acts fairly, and this has held true for Bank of America,…

CITIbank is one of the biggest financial institutions in the country, and it is recognized all over the world. The bank offers credit cards, mortgages, personal loans, commercial banking, and lines of credit. Still, in their dealings with customers, the institution is not always honest or fair. They sometimes threaten…

US Bank is one of the largest financial institutions in the country. As such, they offer mortgages to thousands of borrowers in Florida, and throughout the rest of the United States. Unfortunately, these mortgages can often bring more heartache than joy to borrowers. Instead of giving them a secure place…

Foreclosure can be a devastating – and lasting – experience for any homeowner. Foreclosures typically remain on credit reports for seven years.  Understanding the implications of foreclosure and the legal options available to you can help you make informed decisions for your future.  What Is a Foreclosure? When a borrower…

Filing for bankruptcy is a legal process available to individuals whose debts have become unmanageable. If you’ve taken advantage of this option in the past but find yourself overwhelmed by debt again, you might be wondering how soon you can file for bankruptcy a second time. The answer depends on…

Some individuals actively look for homes facing foreclosure because they believe it offers them the chance to buy property for considerably less than what they might pay for a comparable non-foreclosure home. However, finding homes in foreclosure can be tricky, and you need to know where to look. How Can…

To a certain extent, yes. Household goods and furniture can be exempt from bankruptcy liquidations. Florida bankruptcy exemptions can be quite generous depending on your eligibility and how you file. This page gives a brief overview of bankruptcy exemption laws in the state. However, it is important to remember that…

Bankruptcy is a legal process that allows a person or business to have their debts discharged when they no longer have the financial means to pay them. Filing for bankruptcy is possible under Chapters 7, 9, 11, 12, 13, and 15 of the Bankruptcy Code. This page explores the top…

If you’re struggling with unmanageable debts, you might consider filing for bankruptcy. But you may also have questions about the practical effects – particularly when it comes to bankruptcy and utility bills. So what happens to the utility bill debt you owe? And can utility bills be included in Chapter…