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The United States District Court for the Eastern District of Missouri reduced an award given by a jury because the statutory damages of $500 per call would have been “obviously unreasonable and wholly disproportionate to the offense.” In Golan v. Veritas Entm’t, LLC, No. 14-0069 (E.D. Mo. Sept. 7, 2017),…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…

Our client, T. E. took out a note and mortgage with World Savings Bank, FSB on January 30, 2007. The note had a 7.0% adjustable interest rate, which would adjust every 2 weeks, based upon the “GDW” Index. The note and mortgage were industry-standard documents, however, the mortgage made a…

Mailing notices to the defendant. I’ve spoken about this issue in the past, but I feel compelled to discuss it again because of how critical it is for homeowners. Many standard mortgages contain language that dictates the obligations of each party when it comes to sending mail back and forth….

The United States Court of Appeals for the Eleventh Circuit held that a consumer can partially revoke consent under the TCPA. In Schweitzer v. Comenity Bank, No. 16-10498 (11th Cir. 2017), the plaintiff provided consent to call her cellular telephone number when she applied for a credit card with the defendant. After…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer who can assist you in…

Henry came to Loan Lawyers because he was receiving numerous auto-dialed and/or pre-recorded message phone calls on his cell phone from a debt collector trying to collect a debt that Henry disputed he owed. The phone calls were causing a major disruption in his everyday life, affecting his ability to…

With over $1 trillion dollars of outstanding debt for car loans in the United States everyone is talking about the next big bubble, and no doubt it’s connected to subprime automobile loans. While the damage won’t equal the impact the subprime mortgage crisis had on the economy in 2009, in…