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The Chapter 13 Bankruptcy Process The chapter 13 process can be complicated and rife with many potential pitfalls. Chapter 13 is a type of bankruptcy in which the debtor proposes a plan to repay creditors over a specific amount of time. The Petition And Repayment Plan Chapter 13 begins with…

If you are at least 62 years old and have equity in your home, you may be able to get a reverse mortgage. Reverse mortgages generally allow you to either eliminate your monthly mortgage payment, receive a lump sum payment, enjoy a monthly income from your equity, or have access…

When most people think of bankruptcy, they tend to think of chapter 7. Chapter 7 bankruptcy is by far the most appealing for most individuals because the overall process is likely easier and cheaper than any other chapter of bankruptcy. While there are many reasons that a debtor would prefer…

The Fair Debt Collection Practices Act, known more commonly as the FDCPA, is an important consumer-protection law and one that our office has used many, many times to help our clients and protect their rights. While it bans a number of specific activities by debt collections, generally, the FDCPA forbids…

When the Court enters an order or judgment, the Court expects that the order or judgment will continue to have an effect and bind the parties at all times following the entry of the order. However, sometimes, it can become inequitable for the order to be enforced going forward. The…

Over the last several years as I have been handling foreclosure matters first for the banks and now for those being foreclosed upon, the subject of deficiencies has been a persistent nagging concern sitting out there. The amount of a deficiency can only be determined after the foreclosure sale is…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer who can assist you in…

Recently, the Sun-Sentinel reported on the increasing use of credit card skimmers, particularly at gas stations. According to that reporting, more than 200 skimmers were already found in South Florida in the first four months of 2018: 112 in Broward, 54 in Palm Beach and 18 in Miami-Dade. Based on…

The decision to co-sign on someone’s behalf is not a decision that you should take lightly. Commonly, the levity with which the request for you to co-sign on behalf of a friend, family member, or romantic partner seems to undermine the importance of the decision. It may seem as if…