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The decision to co-sign on someone’s behalf is not a decision that you should take lightly. Commonly, the levity with which the request for you to co-sign on behalf of a friend, family member, or romantic partner seems to undermine the importance of the decision. It may seem as if…

Everything we do at Loan Lawyers is about protecting members of the public from abuse and harassment. Sometimes we can write about good legal news in South Florida and around the country. Sometimes we write about bad news. Today there is some bad news. The Supreme Court just entered a…

For as important as a good credit report can be for one’s financial health, the credit reporting process and all that it entails can seem mystifying and intimidating. However, it does not have to be. Understanding the meaning of a few important terms can go a long way toward being…

With rampant data breaches, phishing emails, and numerous scams, it is more likely than not that you have been a victim of at least an identity theft attempt. If this is true for you, then you know how aggravating the process of proving your identify and reclaiming your life can…

A bad decision harmful to members of the public just came out of the Third Circuit Court of Appeals. While the precise timing of when you can file a lawsuit is complicated, lawsuits have an expiration date when you can file them which is called the statute of limitations. Unfortunately,…

The car buying process can be particularly intimidating and buyers navigating the process may have numerous concerns ranging anywhere from whether they are getting good deals to whether the mechanics of the car are as represented. One added concern is whether the dealership or seller will engage in “yo-yo financing.”…

The internet is flooded with a myriad of articles, videos, studies etc. on competing theories for the repayment of debt. These theories range from the debt snowball to the debt avalanche to the debt tsunami to quite a few others. Many of these strategies address both the financial and psychological…

In the ever-changing landscape of consumer protection, courts around the country are constantly coming out with new case law regarding whether certain communications are attempts to collect a debt as defined by the Fair Debt Collect Practices Act. Recently, a Judge in the Southern District of Florida denied a defendant’s…

The most commonly filed bankruptcy chapter are chapter 7 and chapter 13, so we will compare these two in this article. Aside from these two chapters, chapter 11 is available for businesses or individuals who do not qualify for chapter 7 or 13; chapter 12 is available for farmers and…