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For many consumers who are struggling with debt, debt consolidation might sound enticing. However, will it truly help you achieve your goal of getting out of debt? It is imperative to thoroughly research the consolidation agency before deciding to work with them, as there are many companies that fail to…

The Chapter 13 Bankruptcy Process The chapter 13 process can be complicated and rife with many potential pitfalls. Chapter 13 is a type of bankruptcy in which the debtor proposes a plan to repay creditors over a specific amount of time. The Petition And Repayment Plan Chapter 13 begins with…

If you are at least 62 years old and have equity in your home, you may be able to get a reverse mortgage. Reverse mortgages generally allow you to either eliminate your monthly mortgage payment, receive a lump sum payment, enjoy a monthly income from your equity, or have access…