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The Fair Debt Collection Practices Act (FDCPA) offers consumers many protections. The Act outlines when and how often debt collectors can contact consumers about their debt, prohibits them from using unfair or deceptive practices when collecting debt, and more. However, even with all of these protections, Congress is currently considering…

The Fair Credit Billing Act provides a way for consumers to dispute charges on their credit accounts and temporarily withhold payment without their credit score taking a hit as a result. If you’ve been charged for a product or service that you did not purchase, or you were overcharged for…

Many people considering filing for Chapter 7 bankruptcy when they are drowning in debt. After filing for Chapter 7, a person’s property is sold off to repay their debts. Even if a person doesn’t have property to sell to pay off the debt, their debts may still be discharged or…

Foreclosure is a fear of many homeowners. When the process is started by the bank or lender, that information becomes public, meaning that anyone can learn of your financial difficulties and prey on your unfortunate situation. There are many foreclosure-related companies and while some of these are legitimate, many of…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer who can assist you in…

https://www.fight13.com/how-to-find-out-if-a-house-is-in-foreclosurefThere are few things scarier for homeowners than finding a foreclosure notice in the mail. Your heart likely drops, and you start imagining the worst-case scenario. However, getting a foreclosure notice in the mail doesn’t mean that you’ll automatically lose your home. There are many options still available to you,…

There’s a lot of conflicting news out there about getting a second credit card. Some say that it’s a good idea because it can help your credit scores with Equifax and TransUnion. Others say that it’s not a good idea because it could actually lower your score. After all, the…

Student loans are great and offer millions of people opportunities that they would have never had otherwise. However, upon graduating, those same loans can feel crippling to people financially and make it actually seem as though they are actually preventing individuals from certain opportunities. The most ideal way to deal…

Criminals, unfortunately, are very smart sometimes and are constantly coming up with new ways to get ahold of other people’s information and money. One of these ways that has just recently started making news is credit card dumping. So, what is credit card dumping? How can it hurt you, and…