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If you are a homeowner who is having trouble making your mortgage payments, you have many options available to you. The two that you have likely heard of the most are loan modifications and refinancing. These two terms both indicate that the actual mortgage on the home is changing, so…

When people are struggling with debt, it is likely that they are dealing with one of two types: credit card debt or student loans. In many cases, people are suffering from both, but do not know which one to pay off first. So, if you have student loan debt and…

If you are facing foreclosure, you may be considering going through a short sale to stop the foreclosure from occurring. A short sale allows you to sell your home for less than what is left on the mortgage. These sales are more complicated than other real estate sales. You cannot…

The start of a new year, and a new decade, is always an exciting time. People get to look back on the year that just passed and celebrate their milestones and memories, while also looking forward and getting excited about making new ones. It is also the time for experts…

A new report from CreditCards.com shows that Floridians have some of the highest credit card debt in the country. In fact, out of all 50 states, Florida ranks as the seventh-highest for the amount of debt borrowers carry. Breaking that down into individual households, Florida ranks 12th in the country….

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer who can assist you in…

The Fair Debt Collection Practices Act (FDCPA) offers consumers many protections. The Act outlines when and how often debt collectors can contact consumers about their debt, prohibits them from using unfair or deceptive practices when collecting debt, and more. However, even with all of these protections, Congress is currently considering…

The Fair Credit Billing Act provides a way for consumers to dispute charges on their credit accounts and temporarily withhold payment without their credit score taking a hit as a result. If you’ve been charged for a product or service that you did not purchase, or you were overcharged for…

Many people considering filing for Chapter 7 bankruptcy when they are drowning in debt. After filing for Chapter 7, a person’s property is sold off to repay their debts. Even if a person doesn’t have property to sell to pay off the debt, their debts may still be discharged or…