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Debt collectors are required to collect on debt that is past due and to do so, they have many strategies they use. They will call constantly, send letters, list the debt on your credit report, and they may even file a lawsuit against you. All of these actions are difficult…

In response to the coronavirus, Florida Governor Ron DeSantis placed a moratorium on foreclosures and evictions in early April. Recently, the Governor extended that order, but there are now concerns that the new order includes very different language from the original. The change in vocabulary has opened the door for…

Being harassed by debt collectors is one of the worst parts of accumulating a significant amount of debt. You may pay them just to keep them from calling, or your circumstances may have changed, enabling you to now pay off the debt. Regardless of the situation, it is important to…

Making the decision to file for bankruptcy is always a difficult one. Once you have determined that it is your best option, it is critical to avoid some common mistakes both before you file, and throughout the process. Aside from the enormous amount of paperwork involved, filing for bankruptcy requires…

For many people, one of the worst aspects of being in debt is the fact that debt collectors call constantly. Debt collectors have become so abundant–and so earnest in their pursuit of recovering debt–that over the years, myths and misconceptions have abounded surrounding debt collectors and what they are and…

If you are facing foreclosure, losing your home may be taking up most of your thoughts and you might not even be thinking about speaking with a foreclosure defense lawyer. However, an attorney is a great help when you are going through this process, and may even help keep you…

If you are in a significant amount of debt and have started receiving notices from debt collectors trying to collect it, you are likely worried about many things. Most obviously, you are worried about how you are going to repay the debt, but you may also worry about the actions…

If you are dealing with financial obligations that you cannot afford to pay, bankruptcy may be your best option for improving your situation. While many people are hesitant to file bankruptcy, there is no reason to be ashamed about doing so. Filing bankruptcy can allow you to get a “clean…

Has your mortgage loan servicer put you in a forbearance without you even asking?  If so, watch out.  You might have thought that you could breathe a sigh of relief without making mortgage payments for a few months, but they may be setting you up for failure and ultimately a…