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When people enter into a mortgage agreement, they don’t imagine that they’re going to end up in foreclosure. However, since the economic downturn, it’s something more and more homeowners are facing. When they do, they have many options available to them. A very common one is a short sale, which…

Many consumers are familiar with the practice of skimming. This theft crime involves installing a reader device on ATMs so fraudsters can use that information to steal your information and your money. Today, there is a newer form of theft that is called shimming. This works very similarly, except that…

Defaulting on mortgage payments has many consequences for a borrower. In all states, it could mean the lender has the right to foreclose on the home. If that happens, the borrower will lose the home and it will be put up for a short sale to cover the cost of…

When a borrower owes a significant amount of money to a creditor or debt collector, that agency will often garnish the borrower’s bank account. It is a drastic step, and one debt collectors are often hesitant to take. There are many Florida laws they must follow when doing so, and…

When a homeowner has a judgment issued in favor of the lender during a foreclosure trial, it can seem hopeless. Too many homeowners simply wait for the foreclosure sale and pack up their bags and leave. However, this doesn’t have to be this way. There are things a homeowner can…

For many Floridians, debt is just a part of life. Some can manage it well but for others, it cripples them financially. There are many things you can do to help when you are in debt, such as contacting the creditor to discuss more manageable payment arrangements. However, there are…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…

The Fair Debt Collection Practices Act (FDCPA) requires debt collectors to act fairly and in a respectful manner when trying to collect from debtors. Although this piece of federal legislation protects borrowers, many people don’t completely understand it. It’s important to know as much as possible about the FDCPA so…