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Since the beginning of the pandemic, the news headlines have placed a focus on the increase of foreclosure actions throughout Florida and the rest of the country. While the stories have largely focused on residential foreclosures, commercial properties have also fallen into mortgage delinquencies at an increasing rate. Unlike residential…

Going through the foreclosure process is something that everyone hopes they’ll never have to face. The prospect of losing your home can significantly disrupt your life and dramatically impact your future and the future of those who depend on you. In the face of such hardship, it can be tempting…

Americans have been living with the pandemic for approximately eight months now, and the country has been devastated by it. Over 200,000 people have died after contracting the virus, businesses have had to shutter their doors, and people have fallen into an immense amount of debt. The news is grim…

Zombie closures are up around the country, and that includes in the Sarasota-Manatee region and the rest of southern Florida. Zombie foreclosures occur when homeowners suspect the bank will foreclose on their home, or they have already received a foreclosure notice. Fearing the worst, homeowners sometimes simply pack up their…

If you’re having problems paying your mortgage, help is within your reach. Take heart knowing you’re not the only one scrambling to meet debt payments on the home you own – especially during the COVID-19 era. The percentage of homeowners at least one payment delinquent jumped 4 percentage points in…

People know that when they owe any amount of debt, a debt collector may call them. While these phone calls are not usually welcome, they are, if nothing else, at least expected. However, technology today has changed, and debt collectors have more options for contacting debtors. The question these types…

The COVID-19 pandemic seems a bit too familiar for Floridians. At a time when people are losing their jobs, either permanently or temporarily, more and more people are finding that it is becoming nearly impossible to pay their mortgages every month. Experts in the field say that in Florida specifically,…

Student loan debt is at an all-time high and it is something both current and former students continue to struggle with. At times, the situation may seem hopeless. Fortunately, it is not. For those feeling as though student loans are something they are just going to have to live with…

In the United States, there are 45 million borrowers that owe almost $1.6 trillion in student loan debt. That number represents the second-highest category of consumer debt, with only mortgages exceeding it. A recent study titled “National Financial Capability Study” conducted by the Financial Industry Regulatory Authority’s Investor Education Foundation…