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This year has come with challenges Floridians have never seen before, and that is saying something considering the Sunshine State was one of the hardest hit during the Great Recession. Many homeowners are facing foreclosure; for some, the process has already started. You may qualify for a mortgage forbearance if…

April is Financial Literacy Month and while we are approaching the end of the month, there is never a better time to start improving your financial literacy than now. Being financially literate simply means understanding basic financial concepts that can help you better manage your money. Once you are financially…

The past year has been extremely challenging for homeowners in South Florida and throughout the rest of the country. For some, it is a bit too reminiscent of the Great Recession and that is enough to strike fear in the heart of any Floridian. It is well known that Florida…

Millions of American homeowners have struggled through the pandemic.  When Congress passed the CARES Act providing for automatic forbearance, that was a lifeline that millions of homeowners needed.  However, for many homeowners, it has created even more headaches and nightmares. We have seen homeowners charged for late fees, property inspections,…

There is an enormous number of debt collection lawsuits being filed right now.  Most people being sued have never been in this position before and panic.  They will call the lawyer that is suing them in a desperate attempt to work out a solution.   The debt collector’s lawyers know that…

It has been revealed that as many as 85% of all debt collectors have been unlawfully disclosing people’s information regarding debts to third parties. If you have received any type of debt collection letter, then most likely that debt collector has disclosed information regarding your debt to others unlawfully. If…

Recently, the Florida Fifth DCA reversed a summary judgment in a foreclosure case because the lender did not offer sufficient evidence that it followed proper procedures and satisfied certain conditions. After the bank tried to accelerate the mortgage in the case Parkin v. Eagle Home Mortgage, LLC, the homeowner filed…

According to a recent report, over half of Americans who took on a new hobby during the pandemic have gone further into credit card debt. For some, this is not an issue. After all, people were forced to stay at home and for those lucky enough to keep their jobs…

Short sales have become more popular in the last several years, largely because banks want to avoid the expensive foreclosure process. The short sale process is sometimes a long and frustrating one, but the result can be very rewarding. Once the property is sold, you will no longer have the…