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An underwater mortgage is a financial burden, but it is also an emotional one. When a home is underwater, it is easy to live in fear or denial, but it is important to explore your options. Home prices in Fort Lauderdale have soared over the recent years, and the national…

The cost of healthcare in the United States is climbing, and it is one of the biggest financial burdens for Americans. In 2018 alone, medical care in the country cost $3.6 trillion. A recent Gallup poll showed that concerns about bankruptcy due to medical debt are also rising in the…

Life is full of surprises, and this is especially true if you are facing financial difficulties. You may have found yourself drowning in debt that is now growing out of control, and you will also accumulate fees and interest that only make it more difficult to get back on solid…

Cascade Capital is a third-party debt collector that usually purchases delinquent debt from Santander Consumer USA. If you took out a vehicle loan with Santander at some point and the vehicle was later repossessed and sold at auction, Cascade Capital may now be the one trying to sue you. When…

During the pandemic, millions of homeowners fell behind on their mortgage payments and the federal and state governments provided many options for relief. Now many of those programs have expired, or are set to, but many people are still facing economic hardship. Recently, the Biden Administration announced a new program…

In response to the COVID-19 crisis, the federal government passed the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”), which provided a forbearance for struggling homeowners and other consumer protections. However, these protections via forbearance are expiring soon. Here is what you need to know about this issue…

A short sale is an option many homeowners pursue when they owe too much on their mortgage and they cannot afford to pay it off. While a short sale is a great way for homeowners in South Florida to avoid the foreclosure process, not every short sale is a success….

It was on June 29, 2021 when Florida Governor Ron DeSantis signed CS for SB 1120 (2021) into law, which has made substantial changes to the current state laws governing telemarketing in the state. Under the law, telemarketers are prohibited from using automated dialing systems or recorded messages in text…

It is no secret that many. homeowners in South Florida are in trouble as the federal moratorium on federally-backed mortgages comes to an end. The moratorium on federally-backed mortgages was first set to expire at the end of June, but the Biden Administration extended it to July 31. Considering that…