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Two Florida Democrats in the House of Representatives proposed a bill recently that would provide relief to renters and homeowners in the event of a natural disaster. The protection is important, as foreclosure has many consequences for homeowners. The first repercussion that comes to mind, of course, is the fact…

It is always unsettling to receive a notice from a debt collection company, particularly if that collector is Jefferson Capital Systems. After receiving the notice, you can likely expect a flood of harassing phone calls and letters from Jefferson Capital Systems, and they will use questionable tactics to try and…

Constantly having debt collectors call you is stressful and annoying, and JHPDE Finance I, LLC, is known as being one of the most aggressive companies in their tactics. While you may be tempted to simply change your phone number, there are better ways to get these calls to stop. If…

An underwater mortgage is a financial burden, but it is also an emotional one. When a home is underwater, it is easy to live in fear or denial, but it is important to explore your options. Home prices in Fort Lauderdale have soared over the recent years, and the national…

The cost of healthcare in the United States is climbing, and it is one of the biggest financial burdens for Americans. In 2018 alone, medical care in the country cost $3.6 trillion. A recent Gallup poll showed that concerns about bankruptcy due to medical debt are also rising in the…

Life is full of surprises, and this is especially true if you are facing financial difficulties. You may have found yourself drowning in debt that is now growing out of control, and you will also accumulate fees and interest that only make it more difficult to get back on solid…

Cascade Capital is a third-party debt collector that usually purchases delinquent debt from Santander Consumer USA. If you took out a vehicle loan with Santander at some point and the vehicle was later repossessed and sold at auction, Cascade Capital may now be the one trying to sue you. When…

During the pandemic, millions of homeowners fell behind on their mortgage payments and the federal and state governments provided many options for relief. Now many of those programs have expired, or are set to, but many people are still facing economic hardship. Recently, the Biden Administration announced a new program…

In response to the COVID-19 crisis, the federal government passed the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”), which provided a forbearance for struggling homeowners and other consumer protections. However, these protections via forbearance are expiring soon. Here is what you need to know about this issue…