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empty wallet

As you pursue a plan to consolidate your debt and pay creditors over several years in a Chapter 13 bankruptcy, you may be able to avoid liens against your secured debt. Many debtors who are going through bankruptcy utilize “lien stripping” to avoid repaying second mortgages on their real property…

Foreclosure notice, gavel and keys

If you have missed several mortgage payments and are in fear of foreclosure, or if your lender has already sent you a default notice, you may think it is time to start packing your bags. Fortunately, even if your lender has started the foreclosure process, the situation is likely not…

petition for bankruptcy

If you have made the decision to file for bankruptcy, your life is already filled with questions. You are likely concerned about your future, and you are most definitely worried about how you are going to pay for your daily expenses. While dealing with all of these concerns, you also…