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It was on June 29, 2021 when Florida Governor Ron DeSantis signed CS for SB 1120 (2021) into law, which has made substantial changes to the current state laws governing telemarketing in the state. Under the law, telemarketers are prohibited from using automated dialing systems or recorded messages in text…

Cavalry is one of the biggest debt collection companies out there and if you have received notice that they have filed a lawsuit against you, it is easy to panic. However, you mustn’t do. Panic often leads to ignoring the problem, which is the worst possible action to take in…

According to a recent report released by Sallie Mae, the average American college student carries five different credit cards, and the average balance students carry is $1,423. Approximately six percent of college students carry over $5,000 on their credit cards in debt. For students that graduate with high student loans,…

If so, we would love to speak with you.  Homeowners and condominium association attorneys often commit debt collection harassment and abuse violations when sending collection letters, demand letters, and claims of lien to struggling homeowners. We have seen these lawyers sue people over being delinquent over a few hundred dollars…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer who can assist you in…

Even as difficult as 2020 was for millions of people in the country, according to WalletHub, people paid down $82.1 billion in debt during the year. Unfortunately, the news has different meanings for people in different parts of the country. Here in Fort Lauderdale, for example, the average household is…

A house littered with outdoor debris and boarded-up windows stands vacant in Eau Gallie, and it has for over ten years. The bank foreclosed on it in 2007 but has had a previous owner since that time. That owner died in 2020 and now, a number of circumstances have held…

Bankruptcy is a much more complex process than simply filing and having your debts discharged or restructured. You will have to first complete many steps and one of those is obtaining a bankruptcy certificate or rather, two certificates. Bankruptcy certificates are documents that show you completed a credit counseling and…

When people fall into financial difficulty, sometimes, working with a debt settlement company seems like a good idea. These companies negotiate with your creditors on your behalf and come to an agreement about the amount of debt you will repay. A settlement is typically less than the original amount of…