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Oliphant Financial is one of many debt buyers in the country that purchases debts, usually credit card debt, for much less than what the debt is worth. After the company has purchased the debt, it can then try to recover the full debt from the borrower and keep it as…

In a foreclosure lawsuit, after a foreclosure sale of the property is held and after the proceeds from the sale of the property have been distributed as required by the Final Judgment of Foreclosure, there are leftover or extra funds. These funds are called surplus funds. The Clerk of Court…

If you have fallen into debt due to a mortgage, credit card, student loan, or car loan, a debt collector will likely start calling you. While all borrowers dread these calls, many do not realize that debt collectors violate their rights. Debt collectors are allowed to contact you to try…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer that can assist you in…

Millions of homeowners around the country availed themselves of forbearance plans due to the COVID-19 pandemic. Forbearance plans allow a homeowner to miss mortgage payments for a given period. In the short term, this is great for a struggling homeowner. However, what the banks and loan servicers don’t tell you…

When filing bankruptcy in Florida, you will have many questions. One of the most common questions our Fort Lauderdale bankruptcy lawyers here is whether or not they can save their homes when filing Chapter 7 bankruptcy. While you can save your property when filing Chapter 13 bankruptcy, Chapter 7 bankruptcy…

Loan Lawyers, LLC is licensed to practice law in the state of Florida. If you have a legal matter that you would like to discuss and you are NOT located in Florida, please contact your state’s Bar Association to get the information of a lawyer who can assist you in…

Currently, the amount of student loans in the country is approximately $1.57 million and about 11 percent of these loans are in default or are severely delinquent. This debt threatens the financial future of millions of Americans and can make it extremely difficult to pay for a person’s daily expenses….

After getting into debt you cannot repay for some time, the creditor or collection agency trying to collect on it may report it to the major credit reporting bureaus. When this happens, it may negatively affect your credit score, making it more difficult for you to obtain a loan or…