Bankruptcy Attorneys in North Miami Beach, Florida
If you have found yourself in a situation where your debt keeps piling up, and there doesn’t seem to be a light at the end of the tunnel, then filing for bankruptcy may be the ideal solution for you.
At Loan Lawyers, our experienced North Miami Beach bankruptcy attorneys have over 100 years of combined experience in helping individuals overcome their debt to become financially stable once again. One of the ways in which we can assist with debt relief is through helping our clients navigate the bankruptcy process.
Chapter 7 Bankruptcy
With a Chapter 7 bankruptcy, most of your debts are dismissed within four to six months with the liquidation of assets. Your creditors are legally forbidden to contact you in any way once the debts have been discharged.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is another option if your income is considered too high to file under Chapter 7. In some cases, you are even able to reduce unsecured debts like medical bills or credit card debt. Payment plans are available under this chapter as well to ensure you are able to pay off your debt under terms that better suit your financial situation.
Foreclosure Defense
If you are currently facing a foreclosure on your home, then bankruptcy is an ideal option to prevent this from occurring. When you file under bankruptcy, any foreclosure proceedings are immediately paused until the bankruptcy terms have been settled.
Contact Our North Miami Beach Bankruptcy Attorneys Today
The federal government created bankruptcy as a legal tool to help individuals get control of their debts and be able to financially care for themselves and their loved ones. There are various factors that contribute to which chapter you should file under. When you work with our North Miami Beach bankruptcy lawyers, we will assist you each step of the way and advise you on the best solution for your specific situation.
When unexpected circumstances arise, such as someone losing a job or suddenly falling ill, expenses can add up rather quickly. This is where bankruptcy can help. Bankruptcy also helps those who are business owners and need to repay back business loans but are struggling to do so. These types of cases are usually filed under Chapter 11 bankruptcy.
Our team of North Miami Beach attorneys is here to help you. Contact us at 954-523-HELP (4357) to schedule your consultation today.
